A risk-adjusted collateralized debt position lending platform helping you to unlock the power of your Solana liquidity.
Who are we?
Ratio Finance is a risk-adjusted over-collateralized debt position (CDP) protocol on the Solana blockchain that allows users to mint Ratio's proprietary stablecoin (USDr) using yield-bearing collateral without sacrificing underlying yield.
In the first version of Ratio Finance, we accept stablecoin LP from Saber as collateral for minting USDr. In the future, new forms of collateral will be added once their risk has been assessed through decentralized governance.
What do we bring to Solana?
We are on a mission to unlock the liquidity of stable Solana assets and mitigate downside risk for liquidity providers.
Users can deposit stable LP into our platform to mint up to 97% of the deposit's worth in USDr. The user does not sacrifice the yield of their deposits in order to do so, thus creating something analagous to negative-interest loans.
Ratio’s key differentiator is combining the fundamentals of traditional credit risk assessment and other qualitative variables to form our "Ratio Risk Ratings" (RRR), which account for the nuances of this new asset class. The RRR of each asset deposited into our platform is used to determine the overcollateralization ratios for that asset. Thus, the amount of leverage that a user can gain is determined by the real-time risk of the underlying collateral. This allows our platform to be highly capital efficient.
Take advantage of what we have to offer!
Put your LP assets to work on a decentralized platform /yield aggregator that simultaneously permits token farming and offers collateralized lending positions informed by proprietary risk metrics.
Mint Ratio's USDr stablecoin from your collateralized LP positions to unlock leverage within the Solana ecosystem while earning increased yield farming rewards.
Earn RATIO tokens through our continuous fairdrops.